Learn how we can help you make the right choices for life's important financial decisions
Life sometimes leads to Age Care - So how can we help?
Age Care - We can help you with all you need to know...
While you are going through the paces of finding your loved one a place in Aged Care, it is an emotionally, physically and financially stressful time. We can help you through this maze and are able to take the strain and worry from you, so you can get on with the care of your loved one.
We have a qualified Financial Planner, that specialises in Aged Care (a former Centrelink FISO & Retirement Specialist with 8 ½ yrs experience).
We can guide you through how costs for Aged Care are set and discuss all and any possible fees that your loved one may have to pay.
Using the knowledge and years of experience in assisting others to explain to you in detail and language that you can understand, how the income and assets that your loved one may have, can effectively set the fees that they will pay in care.
We can discuss with you the former home, possible granny flat issues (depending on each circumstance and where your loved one has been formerly living) and if the former home needs to be sold.
How any excess monies or other investments that your loved one may have, effect the Age Pension or DVA payment or ongoing Age Care fees.
We have many happy clients and families that we have looked after, utisiling our special set of skills, we are one of only a handful of practices in Australia that have this level of experience in Age Care.
Speak with us about how we can help you sort out your finances.Contact us
It could pay to plan ahead so you can have more choice about what you’ll do when you move on from work.
Help to plan ahead
Your retirement could be whatever you want it to be. But longer lifespans and earlier retirements bring the need to plan carefully, well in advance.
Your health and freedom to choose how you live your life will be fundamental to a long and happy retirement, and your strong financial position, key to an enjoyable lifestyle.
How we can help
The earlier you begin to plan for your comfortable retirement, the better off you may be. We’re here to help you:
- Understand your financial situation now and in retirement.
- Determine when you’ll have access to your super and how you may be able to maximise any Centrelink payments you may be entitled to receive.
- Calculate the amount you’ll need
bya particular date and plan for accumulating enough savings before you retire.
- Identify appropriate strategies for funding your retirement lifestyle goals.
Chat with us about how we can help you achieve your retirement goals.Contact us
If you’re like many older Australians who are thinking about how to make the most of your retirement years, one of the most valuable things you can do to help yourself is to get on top of things financially.
Can you make more of your money?
Everyone’s idea of how much money they’ll need in retirement is different.
Even if you feel you don’t have a limitless supply of money, we may be able to help. We can work with you to create a plan for managing the money you do have, so you can know your spending limit while aiming to have enough later too.
How we can help
We can help show you how to make the most of your money in retirement, and help you:
- Achieve a balance between day-to-day spending and your long-term needs.
- Benefit from changing your financial arrangements if you’ve already retired.
- Access any benefits you may be entitled to, in addition to Centrelink.
- Understand how the value of your home can fit into your retirement plans if appropriate.
Speak with us about how we can help you make the most of your retirement funds.Contact us
You may be planning to pass things onto your loved ones or you may have received an inheritance yourself.
Help to make the right decisions
There can be financial implications for those who receive assets as part of an inheritance, and decisions to be made.
It can be challenging to know what to do. Professional financial advice could help you have peace of mind that you are taking the right steps.
How we can help
Whether you’re a beneficiary or you’re leaving something behind, a valid will is important.
You may need help from a lawyer—we can work with yours or put you in touch with someone, so your estate planning needs can be met. We can also help you create a financial plan that considers your personal circumstances and helps you take care of your family’s future in the appropriate way.
Speak with us about how we can help.Contact us
Nobody likes to think that things may go wrong but sometimes events beyond our control happen.
What if things change?
Even though you can’t see what tomorrow holds for you and your family, you can do something to protect them today.
A sudden or unexpected event or illness could potentially change your life in many ways. And the last thing any family needs is financial stress during a difficult time.
Protecting your family from the financial adversity an unforeseen event can cause could make a world of difference to them.
How we can help
Being ready could make the difference. We can help give you and your family peace of mind that in the event of your illness, injury or death, their lifestyle can be maintained.
We can help you determine the appropriate insurance cover – income protection, death and total and permanent disability (TPD), which may provide a lump sum or ongoing regular payments to your family if the need ever arises.
Chat with us today about how we can help.Contact us